Dallas, TX · Short-Term Rental (STR) Loans
Short-Term Rental (STR) Loans in Dallas
Get the DSCR math you actually have — based on real short-term rental revenue.
Why Dallas investors choose 818
DFW investor activity is concentrated in build-to-rent pipelines, Dallas County SFR flips, and Tarrant County small-multifamily. Texas has no state income tax and investor-friendly property laws, but rising property taxes and insurance make DSCR math unforgiving.
Our edge here: Texas tax-protest-aware underwriting. We run property tax scenarios both current and post-protest so your DSCR isn't a moving target.
Short-Term Rental (STR) Loans: Dallas terms
Term
30-year fixed, 10-year I/O, 5/1 ARM
Leverage
Up to 75% LTV purchase
Credit minimum
680
Close time
25–35 days
Qualification
STR DSCR ≥ 1.0 on AirDNA or verified operating history
Ideal for
STR investors tired of lenders using LTR rent comps that kill the deal, Airbnb hosts buying their 2nd–10th property, investors in regulated STR markets (Nashville, Austin, Orlando) who need a lender that understands the rule set.
Common questions — Dallas STR loans
Does 818 Capital offer STR loans in Dallas?
Yes. 818 Capital Partners arranges Short-Term Rental (STR) Loans for investor properties throughout Dallas and the greater Dallas-Fort Worth market. Get the DSCR math you actually have — based on real short-term rental revenue.
What are typical STR loan terms in Dallas?
30-year fixed, 10-year I/O, 5/1 ARM. Up to 75% LTV purchase. Minimum credit score 680. Typical close time: 25–35 days. Qualification: STR DSCR ≥ 1.0 on AirDNA or verified operating history.
What Dallas neighborhoods do you lend in?
We actively finance STR loans across Oak Cliff, East Dallas, Arlington, Fort Worth, Mesquite, Garland, and other submarkets of Dallas-Fort Worth.
How fast can 818 Capital close a STR loan in Dallas?
Our typical close time for a Short-Term Rental (STR) Loans is 25–35 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Dallas
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Short-Term Rental (STR) Loans in other markets
Ready to close your Dallas deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.