Commercial real estate loans — when the bank retreats, we underwrite the deal.
Retail, office, mixed-use, and small-balance commercial from $250K to $10M+. Bridge to permanent, closing in 2–4 weeks across 48 states.
Commercial assets, underwritten on the real economics.
Retail & strip centers
Anchored and unanchored, single-tenant net lease, and pad sites.
Office & medical
Suburban office, medical office, and owner-occupied space.
Mixed-use
Ground-floor retail with apartments above — the loan banks struggle to box.
Small-balance commercial
Self-storage, special-purpose, and value-add repositioning, $250K–$10M+.
818 is a direct lender — we make our own credit decision and fund on our paper, then place larger or specialized deals across our institutional capital desk. One conversation, the full stack.
Common questions.
What types of commercial real estate does 818 finance?
Retail, office, medical, mixed-use, self-storage, multifamily (5+ units), and other small-balance commercial assets from $250K to $10M+.
How fast can a commercial real estate loan close?
Most bridge and acquisition loans close in 2–4 weeks. We underwrite the asset and the sponsor, not just a credit box, so capable buyers do not lose deals to slow lenders.
What LTV do you offer on commercial property?
Up to 70–75% LTV on stabilized assets, with bridge and value-add structures for repositioning and lease-up.
Do you lend on commercial property in my state?
We lend across 48 states as a direct lender, with institutional placement for larger or specialized deals.
Have a commercial deal? Send it over.
A real answer from our team within 2 business hours — what is executable, the rate range, and the path to close.