Funded·$195,000·Pensacola, FL

Industry Insights

Market trends, rate updates, regulatory changes, and investment analysis.

New Jersey Just Changed the Game on Prepayment Penalties
Regulation

March 2026

New Jersey Just Changed the Game on Prepayment Penalties

New Jersey's new prepayment penalty restrictions for commercial mortgages take effect in 2026. Here's what every CRE investor and broker needs to know.

DSCR Rates Are Tightening — Here's What That Means for Investors
Rates & Markets

March 2026

DSCR Rates Are Tightening — Here's What That Means for Investors

With rates moving in Q1 2026, DSCR investors need to adjust their buy box. We break down current pricing and where deals still pencil.

STR Regulation Tracker: What Changed in Miami, Nashville, and Austin
Regulation

March 2026

STR Regulation Tracker: What Changed in Miami, Nashville, and Austin

Short-term rental regulations are evolving fast. Here's a snapshot of what passed, what's pending, and what it means for your portfolio.

The 70% Rule Is Dead: How to Actually Analyze a Flip in 2026
Fix & Flip

February 2026

The 70% Rule Is Dead: How to Actually Analyze a Flip in 2026

The classic rule of thumb doesn't account for today's carrying costs and market volatility. Here's a better framework.

Multifamily Cap Rates by Market: Q1 2026 Snapshot
Multifamily

February 2026

Multifamily Cap Rates by Market: Q1 2026 Snapshot

Cap rate compression is slowing in some markets and expanding in others. Here's where the value is for apartment investors.

April 2026 DSCR Rate Update: Where Pricing Actually Is After the Tariff Shock
Market Update

April 2026

April 2026 DSCR Rate Update: Where Pricing Actually Is After the Tariff Shock

DSCR par rates are sitting at 6.24% for domestic investors and 6.875% for foreign nationals — but tariff-driven volatility is pushing pricing both directions week to week. Here is what we are actually quoting this month.

FHFA Raised Fannie/Freddie Multifamily Caps 20% — What It Means for Small-Balance Deals
Regulation

April 2026

FHFA Raised Fannie/Freddie Multifamily Caps 20% — What It Means for Small-Balance Deals

Agency multifamily capacity jumped to $88B per enterprise for 2026, a 20.5% year-over-year increase. Here is how that cascades into small-balance pricing and what to watch for.

Fix & Flip Bridge Rates Dropped 65 bps YoY — Non-QM Is Now 15% of the Mortgage Market
Fix & Flip

April 2026

Fix & Flip Bridge Rates Dropped 65 bps YoY — Non-QM Is Now 15% of the Mortgage Market

Bridge loan averages fell from 11.1% to 10.43% year-over-year as non-QM originations hit record share. Here is what is driving it and where fix-and-flip pricing goes next.

$929B in CRE Loan Maturities Hit 2026: What Investors Need to Know Now
Commercial

April 2026

$929B in CRE Loan Maturities Hit 2026: What Investors Need to Know Now

The commercial real estate maturity wall is here. Nearly $1 trillion in loans come due this year, forcing property owners into refinance decisions at 200+ bps higher rates.

Agency Multifamily Caps Are Already 60% Depleted—Here's What Happens Next
Multifamily

April 2026

Agency Multifamily Caps Are Already 60% Depleted—Here's What Happens Next

Fannie and Freddie are on track to hit 2025 lending caps by late Q3. Borrowers waiting for better pricing may find themselves locked out entirely.

$929B in Commercial Loans Mature Through 2027: What Borrowers Need Now
Commercial

April 2026

$929B in Commercial Loans Mature Through 2027: What Borrowers Need Now

The MBA just published maturity data showing $929 billion in commercial real estate loans coming due through 2027. Here's how to position before the refinance window narrows.

Rates Drop 40-50bps in 72 Hours After Ceasefire — What It Means for Commercial Debt
Market Update

May 2026

Rates Drop 40-50bps in 72 Hours After Ceasefire — What It Means for Commercial Debt

The US-Iran ceasefire triggered the sharpest rate decline in 18 months. Here's how lenders are responding and what deals just became pencil-able.

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