Dallas, TX · Apartment & Multifamily Loans
Apartment & Multifamily Loans in Dallas
5+ unit deals need a lender who's closed them. We have.
Why Dallas investors choose 818
DFW investor activity is concentrated in build-to-rent pipelines, Dallas County SFR flips, and Tarrant County small-multifamily. Texas has no state income tax and investor-friendly property laws, but rising property taxes and insurance make DSCR math unforgiving.
Our edge here: Texas tax-protest-aware underwriting. We run property tax scenarios both current and post-protest so your DSCR isn't a moving target.
Apartment & Multifamily Loans: Dallas terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 80% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Program details that apply in every market: Apartment & Multifamily Loans — national program page · 2–4 unit or 5–20 unit building qualifying on rent? Multifamily DSCR loans
Common questions — Dallas apartment loans
Does 818 Capital offer apartment loans in Dallas?
Yes. 818 Capital Partners is a direct private lender originating Apartment & Multifamily Loans for investor properties throughout Dallas and the greater Dallas-Fort Worth market. 5+ unit deals need a lender who's closed them. We have.
What are typical apartment loan terms in Dallas?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 80% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Dallas neighborhoods do you lend in?
We actively finance apartment loans across Oak Cliff, East Dallas, Arlington, Fort Worth, Mesquite, Garland, and other submarkets of Dallas-Fort Worth.
How fast can 818 Capital close a apartment loan in Dallas?
Our typical close time for a Apartment & Multifamily Loans is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Dallas
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Apartment & Multifamily Loans in other markets
Ready to close your Dallas deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.