The Bronx, NY · Short-Term Rental (STR) Loans
Short-Term Rental (STR) Loans in The Bronx
Get the DSCR math you actually have — based on real short-term rental revenue.
Why The Bronx investors choose 818
Bronx investor activity is concentrated in 5+ unit multifamily and 2–4 unit value-add. The borough's gross yields lead NYC at 6.5–9%+, but rent-stabilization ratios are high and most national DSCR lenders won't touch the product without local comps and a real underwrite.
Our edge here: We structure 5–20 unit Bronx multifamily through bridge + perm takeout. Rent-stab aware, J-51 aware, DHCR-fluent.
Short-Term Rental (STR) Loans: The Bronx terms
Term
30-year fixed, 10-year I/O, 5/1 ARM
Leverage
Up to 75% LTV purchase
Credit minimum
680
Close time
25–35 days
Qualification
STR DSCR ≥ 1.0 on AirDNA or verified operating history
Ideal for
STR investors tired of lenders using LTR rent comps that kill the deal, Airbnb hosts buying their 2nd–10th property, investors in regulated STR markets (Nashville, Austin, Orlando) who need a lender that understands the rule set.
Common questions — The Bronx STR loans
Does 818 Capital offer STR loans in The Bronx?
Yes. 818 Capital Partners arranges Short-Term Rental (STR) Loans for investor properties throughout The Bronx and the greater Bronx County market. Get the DSCR math you actually have — based on real short-term rental revenue.
What are typical STR loan terms in The Bronx?
30-year fixed, 10-year I/O, 5/1 ARM. Up to 75% LTV purchase. Minimum credit score 680. Typical close time: 25–35 days. Qualification: STR DSCR ≥ 1.0 on AirDNA or verified operating history.
What The Bronx neighborhoods do you lend in?
We actively finance STR loans across Mott Haven, Fordham, Pelham Bay, Soundview, Williamsbridge, and other submarkets of Bronx County.
How fast can 818 Capital close a STR loan in The Bronx?
Our typical close time for a Short-Term Rental (STR) Loans is 25–35 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in The Bronx
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Short-Term Rental (STR) Loans in other markets
Ready to close your The Bronx deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.