Dallas, TX · DSCR Rental Loans
DSCR Rental Loans in Dallas
Qualify your rental on the property, not your tax returns. Close in 21 days.
Why Dallas investors choose 818
DFW investor activity is concentrated in build-to-rent pipelines, Dallas County SFR flips, and Tarrant County small-multifamily. Texas has no state income tax and investor-friendly property laws, but rising property taxes and insurance make DSCR math unforgiving.
Our edge here: Texas tax-protest-aware underwriting. We run property tax scenarios both current and post-protest so your DSCR isn't a moving target.
DSCR Rental Loans: Dallas terms
Term
30-year fixed, 5/1 and 7/1 ARM, interest-only available
Leverage
Up to 80% LTV purchase, 75% LTV refi
Credit minimum
660 (best pricing at 720+)
Close time
21–30 days
Qualification
Property DSCR ≥ 1.0 (some programs allow 0.75)
Ideal for
Buy-and-hold investors, self-employed borrowers whose tax returns hide income, LLCs holding multiple rentals, 1031 exchange buyers who need speed, and investors building a portfolio beyond the 10-loan Fannie cap.
Common questions — Dallas DSCR loans
Does 818 Capital offer DSCR loans in Dallas?
Yes. 818 Capital Partners arranges DSCR Rental Loans for investor properties throughout Dallas and the greater Dallas-Fort Worth market. Qualify your rental on the property, not your tax returns. Close in 21 days.
What are typical DSCR loan terms in Dallas?
30-year fixed, 5/1 and 7/1 ARM, interest-only available. Up to 80% LTV purchase, 75% LTV refi. Minimum credit score 660 (best pricing at 720+). Typical close time: 21–30 days. Qualification: Property DSCR ≥ 1.0 (some programs allow 0.75).
What Dallas neighborhoods do you lend in?
We actively finance DSCR loans across Oak Cliff, East Dallas, Arlington, Fort Worth, Mesquite, Garland, and other submarkets of Dallas-Fort Worth.
How fast can 818 Capital close a DSCR loan in Dallas?
Our typical close time for a DSCR Rental Loans is 21–30 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Dallas
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
DSCR Rental Loans in other markets
Ready to close your Dallas deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.