Dallas, TX · Ground-Up Construction Loans
Ground-Up Construction Loans in Dallas
Fund land, build, and long-term refi in one seamless loan.
Why Dallas investors choose 818
DFW investor activity is concentrated in build-to-rent pipelines, Dallas County SFR flips, and Tarrant County small-multifamily. Texas has no state income tax and investor-friendly property laws, but rising property taxes and insurance make DSCR math unforgiving.
Our edge here: Texas tax-protest-aware underwriting. We run property tax scenarios both current and post-protest so your DSCR isn't a moving target.
Ground-Up Construction Loans: Dallas terms
Term
12–24 month construction, converts to 30-year DSCR
Leverage
Up to 85% LTC, 70% LTV on completion
Credit minimum
680
Close time
30–45 days
Qualification
Pro-forma DSCR + sponsor build experience
Ideal for
Developers building 1–20 unit ground-up spec, BRRRR investors building instead of buying existing stock, and infill builders with approved permits.
Common questions — Dallas construction loans
Does 818 Capital offer construction loans in Dallas?
Yes. 818 Capital Partners arranges Ground-Up Construction Loans for investor properties throughout Dallas and the greater Dallas-Fort Worth market. Fund land, build, and long-term refi in one seamless loan.
What are typical construction loan terms in Dallas?
12–24 month construction, converts to 30-year DSCR. Up to 85% LTC, 70% LTV on completion. Minimum credit score 680. Typical close time: 30–45 days. Qualification: Pro-forma DSCR + sponsor build experience.
What Dallas neighborhoods do you lend in?
We actively finance construction loans across Oak Cliff, East Dallas, Arlington, Fort Worth, Mesquite, Garland, and other submarkets of Dallas-Fort Worth.
How fast can 818 Capital close a construction loan in Dallas?
Our typical close time for a Ground-Up Construction Loans is 30–45 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Dallas
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans in other markets
Ready to close your Dallas deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.