Brooklyn, NY · Short-Term Rental (STR) Loans
Short-Term Rental (STR) Loans in Brooklyn
Get the DSCR math you actually have — based on real short-term rental revenue.
Why Brooklyn investors choose 818
Brooklyn investors face the highest-priced 2–4 unit stock in the country outside Manhattan, paired with strong rent growth across Bed-Stuy, Crown Heights, East New York, and Bushwick. Getting the right loan structure — especially on a DSCR that actually cash-flows under NYC rent-stabilization rules — is the difference between a 10% cash-on-cash deal and a stranded asset.
Our edge here: We've closed DSCR loans on rent-stabilized Brooklyn buildings where national lenders auto-declined. Local DHCR registration and rent-roll underwriting expertise matters.
Short-Term Rental (STR) Loans: Brooklyn terms
Term
30-year fixed, 10-year I/O, 5/1 ARM
Leverage
Up to 75% LTV purchase
Credit minimum
680
Close time
25–35 days
Qualification
STR DSCR ≥ 1.0 on AirDNA or verified operating history
Ideal for
STR investors tired of lenders using LTR rent comps that kill the deal, Airbnb hosts buying their 2nd–10th property, investors in regulated STR markets (Nashville, Austin, Orlando) who need a lender that understands the rule set.
Common questions — Brooklyn STR loans
Does 818 Capital offer STR loans in Brooklyn?
Yes. 818 Capital Partners arranges Short-Term Rental (STR) Loans for investor properties throughout Brooklyn and the greater Kings County market. Get the DSCR math you actually have — based on real short-term rental revenue.
What are typical STR loan terms in Brooklyn?
30-year fixed, 10-year I/O, 5/1 ARM. Up to 75% LTV purchase. Minimum credit score 680. Typical close time: 25–35 days. Qualification: STR DSCR ≥ 1.0 on AirDNA or verified operating history.
What Brooklyn neighborhoods do you lend in?
We actively finance STR loans across Bed-Stuy, Crown Heights, East New York, Bushwick, Sunset Park, and other submarkets of Kings County.
How fast can 818 Capital close a STR loan in Brooklyn?
Our typical close time for a Short-Term Rental (STR) Loans is 25–35 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Brooklyn
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Short-Term Rental (STR) Loans in other markets
Ready to close your Brooklyn deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.