Recently Closed Deals

12-month interest-only bridge loan for a Pensacola flip. IO structure keeps monthly carry costs low during the rehab period. At 10.49%, the rate reflects a fast-close, low-doc execution. Pensacola's coastal market seeing 4–6% YoY appreciation. Projected ROI on invested capital: 25–40%.

Maximum leverage: 90% of acquisition plus 100% of rehab financed. Borrower brings minimal cash to close — ideal for scaling a flip portfolio. Burleson (DFW suburb) benefits from metro spillover demand. Projected net profit: $35K–$55K. ROI on cash invested: 50–80%.

Another DFW-market flip with maximum financing. 90% LTC plus full rehab coverage means the borrower can execute multiple simultaneous projects. Fort Worth's median home prices remain below DFW averages, offering larger ARV spreads. Projected ROI: 40–65% on invested capital.

DC metro flip with premium ARV potential. At 9.5% IO with 90% LTC and full rehab funding, the borrower minimizes upfront cash while accessing a high-value market. DC's median home prices ($600K+) mean even modest renovations can generate $60K–$100K+ in profit. Projected ROI: 30–45%.

Silver Spring — DC suburb with strong demand from government and private-sector workers. 90% LTC with 100% rehab means the borrower deploys minimal equity. Montgomery County's high median income supports premium renovated-home pricing. Cash-on-cash ROI: 35–55%.

Second DC-area flip — repeat borrower scaling in the same market. Proven comps and contractor relationships reduce execution risk. Repeat deals improve margins. Projected profit: $55K–$90K. IO structure keeps monthly carry under $4K. Cumulative ROI across DC deals: 70–100%+.

Cash-out refi on a 4-unit at 60% LTV — conservative leverage with strong equity retention. IO period maximizes cash flow. Four units provide income diversification. St. Pete's rental market growing 5–7% YoY. Projected cash-on-cash with IO: 10–14%.

Smoky Mountains STR — one of the top vacation rental markets in the US. Pigeon Forge sees 12M+ visitors annually, driving year-round occupancy. STR income typically 2–3x long-term rents. Projected gross yield: 15–22%. Net cash-on-cash: 10–15%.

Nashville STR with cash-out refi at 75% LTV. Music City's tourism economy ($7B+ annually) creates consistent short-term rental demand. Borrower extracts equity for portfolio expansion while STR income covers debt service. Cash-on-cash return after refi: 11–16%.

33-unit multifamily — institutional-grade asset at 80% of cost basis via agency bridge. Stabilize, then convert to permanent agency debt. Fort Myers' population growth (top 5 nationally) drives strong rental demand. Projected stabilized NOI: $280K–$340K. Total ROI: 100–150% over 5 years.

Commercial retail refi via Life Company or CMBS — the lowest rates in commercial lending. At 5.26–5.66%, the borrower locks in institutional-grade pricing. Life Co/CMBS terms offer 10–25 year fixed-rate stability. DFW retail corridor. Projected cash-on-cash: 10–14%.

Cleveland SFR — one of the top cash-flow markets in the US. Low acquisition costs relative to rental income create outsized DSCR ratios. Median home prices under $150K with rents of $1,100–$1,400. DSCR ratios of 1.3–1.6x. Projected cash-on-cash return: 12–18%.

Sandpoint, Idaho — premium lakeside resort market. Condo STR at 75% LTV via rate & term refi locks in long-term financing on a proven income property. Lake Pend Oreille area draws year-round tourism. STR condos command $150–$300/night. Net cash-on-cash: 8–12%.

2-unit duplex cash-out refi in upstate NY's Finger Lakes region. At 75% LTV, the borrower extracts equity while maintaining solid coverage. Dual-unit income provides built-in vacancy protection. Projected cash-on-cash after refi: 10–15%. Classic BRRRR execution.

North Jersey duplex purchase at 80% LTV — strong leverage in a high-rent market. Bergen County's proximity to NYC drives premium rents of $1,800–$2,400/unit. Projected cash-on-cash: 7–10%. NYC commuter demand ensures low vacancy. 5-year equity build: 35–50%.

3-unit triplex purchase at 70% LTV — conservative leverage with three income streams. More units per property = better expense ratios and vacancy protection. Three units at $900–$1,100/mo each provide $2,700–$3,300 gross monthly. DSCR: 1.4–1.7x. Cash-on-cash: 11–16%.

Kansas City metro SFR — rate & term refi at 80% LTV optimizes existing debt structure. 30-year fixed rate locked in. Grandview's affordable entry points with growing rental demand. Cash-on-cash return: 8–12%. R&T refi likely reduces monthly payments immediately.

Tulsa cash-out refi at 75% LTV — harvests equity from an appreciated property while maintaining positive cash flow. Oklahoma's landlord-friendly laws add efficiency. Median prices $180K–$220K with rents of $1,100–$1,400. Cash-on-cash after refi: 9–13%.

Woodstock duplex at 60% LTV — conservative leverage in a desirable Hudson Valley market. Heavy equity position means lower payments and stronger cash flow. Woodstock's tourism economy supports both long-term and STR strategies. Cash-on-cash: 6–9% traditional, or 10–15% with one STR unit.

Second Woodstock duplex — higher leverage at 75% LTV preserves capital for additional deals. Combined portfolio averages ~68% LTV. Scaling in the same market reduces management friction. Blended cash-on-cash: 8–12%. Hudson Valley popularity with remote workers supports rent growth.

Ultra-conservative 50% LTV cash-out with interest-only payments. IO structure maximizes cash flow while low leverage provides maximum downside protection. Lawrenceville (Gwinnett County, Atlanta metro) — one of the fastest-growing Southeast suburbs. IO payments boost cash-on-cash to 12–18%.

New Mexico SFR — an emerging cash-flow market with low entry costs and solid rental demand. Growing tech and healthcare sectors drive consistent tenant demand. Median prices $280K–$320K with rents of $1,300–$1,700. Cash-on-cash: 8–12%. Low property taxes enhance net returns.

Rio Grande Valley SFR — one of the most affordable markets in Texas with strong rental demand from border trade and healthcare employment. Low acquisition costs and rents of $1,100–$1,400 create excellent rent-to-price ratios. DSCR: 1.3–1.5x. Cash-on-cash: 10–15%.

Oakland 5-unit value-add play — older building in a high-demand Bay Area rental market. DSCR financing on the as-is income with upside from unit renovations. Oakland rents for renovated units run $2,200–$3,000+. Built-in value-add opportunity. Post-renovation cash-on-cash: 8–12%. Appreciation potential 6–10% YoY.

Maine SFR — Portland's tourism and food scene create dual rental strategies: long-term tenants in winter, premium STR rates in summer. Blended gross yield: 8–12%. Limited housing supply and Boston remote worker demand support 4–6% YoY appreciation. Cash-on-cash: 7–10%.

Linden, NJ — Union County commuter town with strong rental demand from NYC/Newark workers. NJ Transit access makes this desirable despite lower acquisition costs. Rents of $2,000–$2,600 on homes priced $350K–$450K create solid DSCR ratios. Cash-on-cash: 7–10%.

Long Island 2-family in Nassau County — one of the most supply-constrained rental markets in the Northeast. Syosset's top-rated schools and LIRR access drive premium demand. At 60% LTV, significant equity protection. Dual-unit income of $3,000–$4,500/mo combined. Cash-on-cash: 6–9%.

Decatur Street rowhouse flip in the Petworth / 16th Street Heights corridor — one of DC's fastest-appreciating inner submarkets. Metro-accessible neighborhoods inside the Diamond have seen sustained 5–8% YoY gains. Full interest-only bridge with 90% acquisition plus 100% rehab draws lets the sponsor recycle capital across concurrent DC flips. Target ARV spread of $200K+ on a 4–6 month renovation. Projected net profit: $120K–$180K. ROI on invested capital: 55–85%.

Northern Virginia brick Colonial inside the Beltway — Falls Church consistently ranks among the top school districts in the DMV and commands a significant premium vs. comparable Fairfax County inventory. High-velocity buyer pool of federal contractors, DoD relocations, and dual-income professional households. Renovated 4-bed homes clear at $800K–$1.2M. IO bridge keeps monthly carry tight during a 5–7 month reposition. Projected net profit: $90K–$140K. ROI on invested capital: 45–70%.

Downtown DC condo reposition — walkable to Navy Yard, L'Enfant Plaza, and the Wharf. Institutional-grade building in one of the strongest walk-score submarkets in the metro. Condo-specific bridge underwriting accounts for HOA financials, reserve adequacy, and insurance walls. Renovated 1-bed units resell to federal workers and young professionals at $550K–$700K. 12-month IO matched to a lean cosmetic rehab (kitchens, baths, floors, paint). Projected net profit: $55K–$85K. ROI on invested capital: 40–65%.

Cleveland small-balance commercial acquisition in the E 69th / Kinsman corridor — part of the broader East Side industrial-to-mixed-use repositioning trend. Cleveland's cost basis for commercial properties remains 40–60% below Midwest peer cities. At 70% LTV, bridge execution provides speed advantage over agency and CMBS while the sponsor stabilizes operations and tenant mix. Cap rate compression opportunity: acquire at 9–11% going-in, exit at 7.5–8.5% on stabilized NOI. 12–18 month hold to permanent financing.