The Bronx, NY · Ground-Up Construction Loans
Ground-Up Construction Loans in The Bronx
Fund land, build, and long-term refi in one seamless loan.
Why The Bronx investors choose 818
Bronx investor activity is concentrated in 5+ unit multifamily and 2–4 unit value-add. The borough's gross yields lead NYC at 6.5–9%+, but rent-stabilization ratios are high and most national DSCR lenders won't touch the product without local comps and a real underwrite.
Our edge here: We structure 5–20 unit Bronx multifamily through bridge + perm takeout. Rent-stab aware, J-51 aware, DHCR-fluent.
Ground-Up Construction Loans: The Bronx terms
Term
12–24 month construction, converts to 30-year DSCR
Leverage
Up to 85% LTC, 70% LTV on completion
Credit minimum
680
Close time
30–45 days
Qualification
Pro-forma DSCR + sponsor build experience
Ideal for
Developers building 1–20 unit ground-up spec, BRRRR investors building instead of buying existing stock, and infill builders with approved permits.
Common questions — The Bronx construction loans
Does 818 Capital offer construction loans in The Bronx?
Yes. 818 Capital Partners arranges Ground-Up Construction Loans for investor properties throughout The Bronx and the greater Bronx County market. Fund land, build, and long-term refi in one seamless loan.
What are typical construction loan terms in The Bronx?
12–24 month construction, converts to 30-year DSCR. Up to 85% LTC, 70% LTV on completion. Minimum credit score 680. Typical close time: 30–45 days. Qualification: Pro-forma DSCR + sponsor build experience.
What The Bronx neighborhoods do you lend in?
We actively finance construction loans across Mott Haven, Fordham, Pelham Bay, Soundview, Williamsbridge, and other submarkets of Bronx County.
How fast can 818 Capital close a construction loan in The Bronx?
Our typical close time for a Ground-Up Construction Loans is 30–45 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in The Bronx
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans in other markets
Ready to close your The Bronx deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.