Brooklyn, NY · Ground-Up Construction Loans
Ground-Up Construction Loans in Brooklyn
Fund land, build, and long-term refi in one seamless loan.
Why Brooklyn investors choose 818
Brooklyn investors face the highest-priced 2–4 unit stock in the country outside Manhattan, paired with strong rent growth across Bed-Stuy, Crown Heights, East New York, and Bushwick. Getting the right loan structure — especially on a DSCR that actually cash-flows under NYC rent-stabilization rules — is the difference between a 10% cash-on-cash deal and a stranded asset.
Our edge here: We've closed DSCR loans on rent-stabilized Brooklyn buildings where national lenders auto-declined. Local DHCR registration and rent-roll underwriting expertise matters.
Ground-Up Construction Loans: Brooklyn terms
Term
12–24 month construction, converts to 30-year DSCR
Leverage
Up to 85% LTC, 70% LTV on completion
Credit minimum
680
Close time
30–45 days
Qualification
Pro-forma DSCR + sponsor build experience
Ideal for
Developers building 1–20 unit ground-up spec, BRRRR investors building instead of buying existing stock, and infill builders with approved permits.
Common questions — Brooklyn construction loans
Does 818 Capital offer construction loans in Brooklyn?
Yes. 818 Capital Partners arranges Ground-Up Construction Loans for investor properties throughout Brooklyn and the greater Kings County market. Fund land, build, and long-term refi in one seamless loan.
What are typical construction loan terms in Brooklyn?
12–24 month construction, converts to 30-year DSCR. Up to 85% LTC, 70% LTV on completion. Minimum credit score 680. Typical close time: 30–45 days. Qualification: Pro-forma DSCR + sponsor build experience.
What Brooklyn neighborhoods do you lend in?
We actively finance construction loans across Bed-Stuy, Crown Heights, East New York, Bushwick, Sunset Park, and other submarkets of Kings County.
How fast can 818 Capital close a construction loan in Brooklyn?
Our typical close time for a Ground-Up Construction Loans is 30–45 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Brooklyn
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans in other markets
Ready to close your Brooklyn deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.