Orlando, FL · Short-Term Rental (STR) Loans
Short-Term Rental (STR) Loans in Orlando
Get the DSCR math you actually have — based on real short-term rental revenue.
Why Orlando investors choose 818
Orlando is the #1 STR market in the country — Davenport, Kissimmee, and Windermere are saturated with investor demand but still produce strong numbers if you buy right. Traditional DSCR rentals in East Orlando and Apopka also cash-flow well.
Our edge here: Orlando STR-specific DSCR — underwritten on AirDNA revenue, not imaginary LTR shadow rents.
Short-Term Rental (STR) Loans: Orlando terms
Term
30-year fixed, 10-year I/O, 5/1 ARM
Leverage
Up to 75% LTV purchase
Credit minimum
680
Close time
25–35 days
Qualification
STR DSCR ≥ 1.0 on AirDNA or verified operating history
Ideal for
STR investors tired of lenders using LTR rent comps that kill the deal, Airbnb hosts buying their 2nd–10th property, investors in regulated STR markets (Nashville, Austin, Orlando) who need a lender that understands the rule set.
Common questions — Orlando STR loans
Does 818 Capital offer STR loans in Orlando?
Yes. 818 Capital Partners arranges Short-Term Rental (STR) Loans for investor properties throughout Orlando and the greater Orange County market. Get the DSCR math you actually have — based on real short-term rental revenue.
What are typical STR loan terms in Orlando?
30-year fixed, 10-year I/O, 5/1 ARM. Up to 75% LTV purchase. Minimum credit score 680. Typical close time: 25–35 days. Qualification: STR DSCR ≥ 1.0 on AirDNA or verified operating history.
What Orlando neighborhoods do you lend in?
We actively finance STR loans across Davenport, Kissimmee, Windermere, East Orlando, Apopka, and other submarkets of Orange County.
How fast can 818 Capital close a STR loan in Orlando?
Our typical close time for a Short-Term Rental (STR) Loans is 25–35 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Orlando
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Short-Term Rental (STR) Loans in other markets
Ready to close your Orlando deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.