Orlando, FL · Ground-Up Construction Loans
Ground-Up Construction Loans in Orlando
Fund land, build, and long-term refi in one seamless loan.
Why Orlando investors choose 818
Orlando is the #1 STR market in the country — Davenport, Kissimmee, and Windermere are saturated with investor demand but still produce strong numbers if you buy right. Traditional DSCR rentals in East Orlando and Apopka also cash-flow well.
Our edge here: Orlando STR-specific DSCR — underwritten on AirDNA revenue, not imaginary LTR shadow rents.
Ground-Up Construction Loans: Orlando terms
Term
12–24 month construction, converts to 30-year DSCR
Leverage
Up to 85% LTC, 70% LTV on completion
Credit minimum
680
Close time
30–45 days
Qualification
Pro-forma DSCR + sponsor build experience
Ideal for
Developers building 1–20 unit ground-up spec, BRRRR investors building instead of buying existing stock, and infill builders with approved permits.
Common questions — Orlando construction loans
Does 818 Capital offer construction loans in Orlando?
Yes. 818 Capital Partners arranges Ground-Up Construction Loans for investor properties throughout Orlando and the greater Orange County market. Fund land, build, and long-term refi in one seamless loan.
What are typical construction loan terms in Orlando?
12–24 month construction, converts to 30-year DSCR. Up to 85% LTC, 70% LTV on completion. Minimum credit score 680. Typical close time: 30–45 days. Qualification: Pro-forma DSCR + sponsor build experience.
What Orlando neighborhoods do you lend in?
We actively finance construction loans across Davenport, Kissimmee, Windermere, East Orlando, Apopka, and other submarkets of Orange County.
How fast can 818 Capital close a construction loan in Orlando?
Our typical close time for a Ground-Up Construction Loans is 30–45 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Orlando
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans in other markets
Ready to close your Orlando deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.