Orlando, FL · DSCR Rental Loans
DSCR Rental Loans in Orlando
Qualify your rental on the property, not your tax returns. Close in 21 days.
Why Orlando investors choose 818
Orlando is the #1 STR market in the country — Davenport, Kissimmee, and Windermere are saturated with investor demand but still produce strong numbers if you buy right. Traditional DSCR rentals in East Orlando and Apopka also cash-flow well.
Our edge here: Orlando STR-specific DSCR — underwritten on AirDNA revenue, not imaginary LTR shadow rents.
DSCR Rental Loans: Orlando terms
Term
30-year fixed, 5/1 and 7/1 ARM, interest-only available
Leverage
Up to 80% LTV purchase, 75% LTV refi
Credit minimum
660 (best pricing at 720+)
Close time
21–30 days
Qualification
Property DSCR ≥ 1.0 (some programs allow 0.75)
Ideal for
Buy-and-hold investors, self-employed borrowers whose tax returns hide income, LLCs holding multiple rentals, 1031 exchange buyers who need speed, and investors building a portfolio beyond the 10-loan Fannie cap.
Common questions — Orlando DSCR loans
Does 818 Capital offer DSCR loans in Orlando?
Yes. 818 Capital Partners arranges DSCR Rental Loans for investor properties throughout Orlando and the greater Orange County market. Qualify your rental on the property, not your tax returns. Close in 21 days.
What are typical DSCR loan terms in Orlando?
30-year fixed, 5/1 and 7/1 ARM, interest-only available. Up to 80% LTV purchase, 75% LTV refi. Minimum credit score 660 (best pricing at 720+). Typical close time: 21–30 days. Qualification: Property DSCR ≥ 1.0 (some programs allow 0.75).
What Orlando neighborhoods do you lend in?
We actively finance DSCR loans across Davenport, Kissimmee, Windermere, East Orlando, Apopka, and other submarkets of Orange County.
How fast can 818 Capital close a DSCR loan in Orlando?
Our typical close time for a DSCR Rental Loans is 21–30 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Orlando
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
DSCR Rental Loans in other markets
Ready to close your Orlando deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.