Orlando, FL · Apartment & Multifamily Loans
Apartment & Multifamily Loans in Orlando
5+ unit deals need a lender who's closed them. We have.
Why Orlando investors choose 818
Orlando is the #1 STR market in the country — Davenport, Kissimmee, and Windermere are saturated with investor demand but still produce strong numbers if you buy right. Traditional DSCR rentals in East Orlando and Apopka also cash-flow well.
Our edge here: Orlando STR-specific DSCR — underwritten on AirDNA revenue, not imaginary LTR shadow rents.
Apartment & Multifamily Loans: Orlando terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 75% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Common questions — Orlando apartment loans
Does 818 Capital offer apartment loans in Orlando?
Yes. 818 Capital Partners is a direct private lender originating Apartment & Multifamily Loans for investor properties throughout Orlando and the greater Orange County market. 5+ unit deals need a lender who's closed them. We have.
What are typical apartment loan terms in Orlando?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 75% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Orlando neighborhoods do you lend in?
We actively finance apartment loans across Davenport, Kissimmee, Windermere, East Orlando, Apopka, and other submarkets of Orange County.
How fast can 818 Capital close a apartment loan in Orlando?
Our typical close time for a Apartment & Multifamily Loans is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Orlando
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Apartment & Multifamily Loans in other markets
Ready to close your Orlando deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.