The Bronx, NY · DSCR Rental Loans
DSCR Rental Loans in The Bronx
Qualify your rental on the property, not your tax returns. Close in 21 days.
Why The Bronx investors choose 818
Bronx investor activity is concentrated in 5+ unit multifamily and 2–4 unit value-add. The borough's gross yields lead NYC at 6.5–9%+, but rent-stabilization ratios are high and most national DSCR lenders won't touch the product without local comps and a real underwrite.
Our edge here: We structure 5–20 unit Bronx multifamily through bridge + perm takeout. Rent-stab aware, J-51 aware, DHCR-fluent.
DSCR Rental Loans: The Bronx terms
Term
30-year fixed, 5/1 and 7/1 ARM, interest-only available
Leverage
Up to 80% LTV purchase, 75% LTV refi
Credit minimum
660 (best pricing at 720+)
Close time
21–30 days
Qualification
Property DSCR ≥ 1.0 (some programs allow 0.75)
Ideal for
Buy-and-hold investors, self-employed borrowers whose tax returns hide income, LLCs holding multiple rentals, 1031 exchange buyers who need speed, and investors building a portfolio beyond the 10-loan Fannie cap.
Common questions — The Bronx DSCR loans
Does 818 Capital offer DSCR loans in The Bronx?
Yes. 818 Capital Partners arranges DSCR Rental Loans for investor properties throughout The Bronx and the greater Bronx County market. Qualify your rental on the property, not your tax returns. Close in 21 days.
What are typical DSCR loan terms in The Bronx?
30-year fixed, 5/1 and 7/1 ARM, interest-only available. Up to 80% LTV purchase, 75% LTV refi. Minimum credit score 660 (best pricing at 720+). Typical close time: 21–30 days. Qualification: Property DSCR ≥ 1.0 (some programs allow 0.75).
What The Bronx neighborhoods do you lend in?
We actively finance DSCR loans across Mott Haven, Fordham, Pelham Bay, Soundview, Williamsbridge, and other submarkets of Bronx County.
How fast can 818 Capital close a DSCR loan in The Bronx?
Our typical close time for a DSCR Rental Loans is 21–30 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in The Bronx
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
DSCR Rental Loans in other markets
Ready to close your The Bronx deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.