Brooklyn, NY · DSCR Rental Loans
DSCR Rental Loans in Brooklyn
Qualify your rental on the property, not your tax returns. Close in 21 days.
Why Brooklyn investors choose 818
Brooklyn investors face the highest-priced 2–4 unit stock in the country outside Manhattan, paired with strong rent growth across Bed-Stuy, Crown Heights, East New York, and Bushwick. Getting the right loan structure — especially on a DSCR that actually cash-flows under NYC rent-stabilization rules — is the difference between a 10% cash-on-cash deal and a stranded asset.
Our edge here: We've closed DSCR loans on rent-stabilized Brooklyn buildings where national lenders auto-declined. Local DHCR registration and rent-roll underwriting expertise matters.
DSCR Rental Loans: Brooklyn terms
Term
30-year fixed, 5/1 and 7/1 ARM, interest-only available
Leverage
Up to 80% LTV purchase, 75% LTV refi
Credit minimum
660 (best pricing at 720+)
Close time
21–30 days
Qualification
Property DSCR ≥ 1.0 (some programs allow 0.75)
Ideal for
Buy-and-hold investors, self-employed borrowers whose tax returns hide income, LLCs holding multiple rentals, 1031 exchange buyers who need speed, and investors building a portfolio beyond the 10-loan Fannie cap.
Common questions — Brooklyn DSCR loans
Does 818 Capital offer DSCR loans in Brooklyn?
Yes. 818 Capital Partners arranges DSCR Rental Loans for investor properties throughout Brooklyn and the greater Kings County market. Qualify your rental on the property, not your tax returns. Close in 21 days.
What are typical DSCR loan terms in Brooklyn?
30-year fixed, 5/1 and 7/1 ARM, interest-only available. Up to 80% LTV purchase, 75% LTV refi. Minimum credit score 660 (best pricing at 720+). Typical close time: 21–30 days. Qualification: Property DSCR ≥ 1.0 (some programs allow 0.75).
What Brooklyn neighborhoods do you lend in?
We actively finance DSCR loans across Bed-Stuy, Crown Heights, East New York, Bushwick, Sunset Park, and other submarkets of Kings County.
How fast can 818 Capital close a DSCR loan in Brooklyn?
Our typical close time for a DSCR Rental Loans is 21–30 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Brooklyn
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
DSCR Rental Loans in other markets
Ready to close your Brooklyn deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.