Bronx County · The Bronx, NY
Investment Property Loans in The Bronx
Bronx investor activity is concentrated in 5+ unit multifamily and 2–4 unit value-add. The borough's gross yields lead NYC at 6.5–9%+, but rent-stabilization ratios are high and most national DSCR lenders won't touch the product without local comps and a real underwrite.
Our edge here: We structure 5–20 unit Bronx multifamily through bridge + perm takeout. Rent-stab aware, J-51 aware, DHCR-fluent.
Loan programs available in The Bronx
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
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Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
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Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
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Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
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Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
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Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
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