Richmond County · Staten Island, NY
Investment Property Loans in Staten Island
Staten Island is the last NYC borough where 2–4 unit deals regularly clear at under $1M. North Shore corridors — St. George, Stapleton, Port Richmond — pair ferry and SIR access with genuine value-add stock, while the South Shore runs deeper into SFR rental territory. Most of the 1–4 unit inventory sits outside rent stabilization, which keeps DSCR underwriting cleaner than in Brooklyn or the Bronx.
Our edge here: NYC-borough expertise without the stabilization drag — we underwrite Staten Island 2–4 units on straight market rents and close on NYC title timelines.
Loan programs available in Staten Island
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
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Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
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Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
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Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
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Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
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Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
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