Westchester County · Westchester County, NY
Investment Property Loans in Westchester County
Westchester 2–4 unit and small multifamily is where NYC investors cash in appreciation and redeploy into cash-flow. Yonkers, New Rochelle, Mount Vernon, and White Plains each have distinct rent and price dynamics requiring tailored DSCR structures.
Our edge here: Our Westchester DSCR underwriting uses actual Zillow rent-comp data and municipal-specific tax snapshots — not national black-box averages.
Loan programs available in Westchester County
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
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Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
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Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
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Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
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Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
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Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
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