Atlanta, GA · Short-Term Rental (STR) Loans
Short-Term Rental (STR) Loans in Atlanta
Get the DSCR math you actually have — based on real short-term rental revenue.
Why Atlanta investors choose 818
Atlanta leads the Southeast for institutional SFR portfolios and value-add multifamily. South Atlanta, East Point, and College Park continue to show the strongest cash-flow; Decatur and Marietta drive appreciation plays.
Our edge here: ATL portfolio DSCR (5–10 properties on one loan) is a specialty — closes in 25 days with one appraisal cycle.
Short-Term Rental (STR) Loans: Atlanta terms
Term
30-year fixed, 10-year I/O, 5/1 ARM
Leverage
Up to 75% LTV purchase
Credit minimum
680
Close time
25–35 days
Qualification
STR DSCR ≥ 1.0 on AirDNA or verified operating history
Ideal for
STR investors tired of lenders using LTR rent comps that kill the deal, Airbnb hosts buying their 2nd–10th property, investors in regulated STR markets (Nashville, Austin, Orlando) who need a lender that understands the rule set.
Common questions — Atlanta STR loans
Does 818 Capital offer STR loans in Atlanta?
Yes. 818 Capital Partners arranges Short-Term Rental (STR) Loans for investor properties throughout Atlanta and the greater Metro Atlanta market. Get the DSCR math you actually have — based on real short-term rental revenue.
What are typical STR loan terms in Atlanta?
30-year fixed, 10-year I/O, 5/1 ARM. Up to 75% LTV purchase. Minimum credit score 680. Typical close time: 25–35 days. Qualification: STR DSCR ≥ 1.0 on AirDNA or verified operating history.
What Atlanta neighborhoods do you lend in?
We actively finance STR loans across East Point, College Park, South Atlanta, Decatur, Marietta, and other submarkets of Metro Atlanta.
How fast can 818 Capital close a STR loan in Atlanta?
Our typical close time for a Short-Term Rental (STR) Loans is 25–35 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Atlanta
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Short-Term Rental (STR) Loans in other markets
Ready to close your Atlanta deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.