Atlanta, GA · Apartment & Multifamily Loans
Apartment & Multifamily Loans in Atlanta
5+ unit deals need a lender who's closed them. We have.
Why Atlanta investors choose 818
Atlanta leads the Southeast for institutional SFR portfolios and value-add multifamily. South Atlanta, East Point, and College Park continue to show the strongest cash-flow; Decatur and Marietta drive appreciation plays.
Our edge here: ATL portfolio DSCR (5–10 properties on one loan) is a specialty — closes in 25 days with one appraisal cycle.
Apartment & Multifamily Loans: Atlanta terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 80% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Program details that apply in every market: Apartment & Multifamily Loans — national program page · 2–4 unit or 5–20 unit building qualifying on rent? Multifamily DSCR loans
Common questions — Atlanta apartment loans
Does 818 Capital offer apartment loans in Atlanta?
Yes. 818 Capital Partners is a direct private lender originating Apartment & Multifamily Loans for investor properties throughout Atlanta and the greater Metro Atlanta market. 5+ unit deals need a lender who's closed them. We have.
What are typical apartment loan terms in Atlanta?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 80% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Atlanta neighborhoods do you lend in?
We actively finance apartment loans across East Point, College Park, South Atlanta, Decatur, Marietta, and other submarkets of Metro Atlanta.
How fast can 818 Capital close a apartment loan in Atlanta?
Our typical close time for a Apartment & Multifamily Loans is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Atlanta
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Apartment & Multifamily Loans in other markets
Ready to close your Atlanta deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.