Atlanta, GA · DSCR Rental Loans
DSCR Rental Loans in Atlanta
Qualify your rental on the property, not your tax returns. Close in 21 days.
Why Atlanta investors choose 818
Atlanta leads the Southeast for institutional SFR portfolios and value-add multifamily. South Atlanta, East Point, and College Park continue to show the strongest cash-flow; Decatur and Marietta drive appreciation plays.
Our edge here: ATL portfolio DSCR (5–10 properties on one loan) is a specialty — closes in 25 days with one appraisal cycle.
DSCR Rental Loans: Atlanta terms
Term
30-year fixed, 5/1 and 7/1 ARM, interest-only available
Leverage
Up to 80% LTV purchase, 75% LTV refi
Credit minimum
660 (best pricing at 720+)
Close time
21–30 days
Qualification
Property DSCR ≥ 1.0 (some programs allow 0.75)
Ideal for
Buy-and-hold investors, self-employed borrowers whose tax returns hide income, LLCs holding multiple rentals, 1031 exchange buyers who need speed, and investors building a portfolio beyond the 10-loan Fannie cap.
Program details that apply in every market: DSCR Rental Loans — national program page
Common questions — Atlanta DSCR loans
Does 818 Capital offer DSCR loans in Atlanta?
Yes. 818 Capital Partners is a direct private lender originating DSCR Rental Loans for investor properties throughout Atlanta and the greater Metro Atlanta market. Qualify your rental on the property, not your tax returns. Close in 21 days.
What are typical DSCR loan terms in Atlanta?
30-year fixed, 5/1 and 7/1 ARM, interest-only available. Up to 80% LTV purchase, 75% LTV refi. Minimum credit score 660 (best pricing at 720+). Typical close time: 21–30 days. Qualification: Property DSCR ≥ 1.0 (some programs allow 0.75).
What Atlanta neighborhoods do you lend in?
We actively finance DSCR loans across East Point, College Park, South Atlanta, Decatur, Marietta, and other submarkets of Metro Atlanta.
How fast can 818 Capital close a DSCR loan in Atlanta?
Our typical close time for a DSCR Rental Loans is 21–30 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Atlanta
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
DSCR Rental Loans in other markets
Ready to close your Atlanta deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.