Atlanta, GA · Ground-Up Construction Loans
Ground-Up Construction Loans in Atlanta
Fund land, build, and long-term refi in one seamless loan.
Why Atlanta investors choose 818
Atlanta leads the Southeast for institutional SFR portfolios and value-add multifamily. South Atlanta, East Point, and College Park continue to show the strongest cash-flow; Decatur and Marietta drive appreciation plays.
Our edge here: ATL portfolio DSCR (5–10 properties on one loan) is a specialty — closes in 25 days with one appraisal cycle.
Ground-Up Construction Loans: Atlanta terms
Term
12–24 month construction, converts to 30-year DSCR
Leverage
Up to 85% LTC, 70% LTV on completion
Credit minimum
680
Close time
30–45 days
Qualification
Pro-forma DSCR + sponsor build experience
Ideal for
Developers building 1–20 unit ground-up spec, BRRRR investors building instead of buying existing stock, and infill builders with approved permits.
Common questions — Atlanta construction loans
Does 818 Capital offer construction loans in Atlanta?
Yes. 818 Capital Partners arranges Ground-Up Construction Loans for investor properties throughout Atlanta and the greater Metro Atlanta market. Fund land, build, and long-term refi in one seamless loan.
What are typical construction loan terms in Atlanta?
12–24 month construction, converts to 30-year DSCR. Up to 85% LTC, 70% LTV on completion. Minimum credit score 680. Typical close time: 30–45 days. Qualification: Pro-forma DSCR + sponsor build experience.
What Atlanta neighborhoods do you lend in?
We actively finance construction loans across East Point, College Park, South Atlanta, Decatur, Marietta, and other submarkets of Metro Atlanta.
How fast can 818 Capital close a construction loan in Atlanta?
Our typical close time for a Ground-Up Construction Loans is 30–45 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Atlanta
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans in other markets
Ready to close your Atlanta deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.