Funded$195,000Fix & FlipPensacola, FLFunded$203,000Fix & FlipBurleson, TXFunded$230,787Fix & FlipFort Worth, TXFunded$525,000Fix & FlipWashington, DCFunded$415,000Fix & FlipSilver Spring, MDFunded$490,000Fix & FlipWashington, DCFunded$720,000DSCR Cash-OutSt. Petersburg, FLFunded$385,000DSCR Cash-OutPigeon Forge, TNFunded$445,000DSCR Cash-OutNashville, TNFunded$3,150,000Multifamily AcquisitionFort Myers, FLFunded$978,000CommercialWhite Settlement, TXFunded$2,750,000Multifamily BridgeSilver Spring, MDFunded$957,900Fix & FlipEast Meadow, NYFunded$1,065,750Fix & FlipWashington, DCFunded$135,000DSCRCleveland, OHFunded$340,000DSCR R&TSandpoint, IDFunded$185,000DSCR Cash-OutSeneca Falls, NYFunded$560,000DSCR PurchaseGarfield, NJFunded$225,000DSCR PurchaseSeneca Falls, NYFunded$116,000DSCR R&TGrandview, MOFunded$195,000DSCR Cash-OutTulsa, OKFunded$425,000DSCR PurchaseWoodstock, NYFunded$390,000DSCR PurchaseWoodstock, NYFunded$285,000DSCR Cash-Out IOLawrenceville, GAFunded$275,000DSCRAlbuquerque, NMFunded$175,000DSCRLos Fresnos, TXFunded$1,150,000DSCROakland, CAFunded$365,000DSCRPortland, MEFunded$395,000DSCRLinden, NJFunded$825,000DSCR PurchaseSyosset, NYFunded$1,017,700Fix & FlipWashington, DCFunded$432,000Fix & FlipFalls Church, VAFunded$385,000Fix & FlipWashington, DCFunded$111,200Commercial BridgeCleveland, OHFunded$1,456,500Fix & FlipColleyville, TXFunded$759,750DSCR R&TSedona, AZ
(917) 993-9194

Hillsborough County · Tampa, FL

Investment Property Loans in Tampa, FL

Tampa has become the #1 Florida investor market for DSCR and fix-and-flip — strong rent growth, no state income tax, and population inflow that hasn't slowed. Seminole Heights, Ybor, and West Tampa lead value-add opportunity.

Our edge here: Our Tampa DSCR program closes in 18 days. Insurance quotes built into the underwrite up-front so you don't get surprised at closing.

Property and project review

Financing considerations in Tampa

These property categories reflect Tampa locations in our deal history. The right structure depends on the current property, sponsor and business plan. A reviewed scenario does not by itself represent a funded transaction.

Commercial real estate & bridge

Identify the property cash flow, sponsor equity and the event that repays the loan. Acquisition, refinance and repositioning scenarios need different support for value, timing and net proceeds.

Prepare for the first review

  • Property summary, ownership and business plan
  • Operating statements and executed leases
  • Sources and uses, existing debt and required proceeds
  • Environmental, condition and valuation reports when available
Financing overview →Bridge and permanent financing guide →

Multifamily & apartment financing

Reconcile the rent roll to collections and trailing operating statements. Show current income separately from the stabilized plan, including vacancy, concessions, repairs and the cost of leasing vacant units.

Prepare for the first review

  • Dated unit-level rent roll and trailing operating statements
  • Delinquency, concessions and vacant-unit schedule
  • Capital repairs, replacement reserves and lease-up budget
  • Current debt, payoff and proposed exit assumptions
Financing overview →Multifamily playbook →

Loan programs available in Tampa

DSCR Rental Loans

30-year fixed. No personal DTI. Closes on property cash flow.

See Tampa terms →

Fix & Flip Loans

Up to 90% LTC. 75% ARV. 12-month terms.

See Tampa terms →

Short-Term Rental (STR) Loans

Underwritten on AirDNA revenue, not LTR shadow rents.

See Tampa terms →

Apartment & Multifamily Loans

5+ unit apartment buildings. Bridge, value-add, and long-term.

See Tampa terms →

Bridge Loans

Fast, flexible capital for time-sensitive acquisitions.

See Tampa terms →

Ground-Up Construction Loans

Fund the build. Refinance into a DSCR on stabilization.

See Tampa terms →

Nearby markets

All of FloridaPhoenixOrlandoCape CoralMiamiDallas

Ready to close your Tampa deal?

Submit ScenarioCall (917) 993-9194
CallApply Now