Tampa, FL · Apartment & Multifamily Loans
Apartment & Multifamily Loans in Tampa
5+ unit deals need a lender who's closed them. We have.
Why Tampa investors choose 818
Tampa has become the #1 Florida investor market for DSCR and fix-and-flip — strong rent growth, no state income tax, and population inflow that hasn't slowed. Seminole Heights, Ybor, and West Tampa lead value-add opportunity.
Our edge here: Our Tampa DSCR program closes in 18 days. Insurance quotes built into the underwrite up-front so you don't get surprised at closing.
Apartment & Multifamily Loans: Tampa terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 75% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Common questions — Tampa apartment loans
Does 818 Capital offer apartment loans in Tampa?
Yes. 818 Capital Partners is a direct private lender originating Apartment & Multifamily Loans for investor properties throughout Tampa and the greater Hillsborough County market. 5+ unit deals need a lender who's closed them. We have.
What are typical apartment loan terms in Tampa?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 75% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Tampa neighborhoods do you lend in?
We actively finance apartment loans across Seminole Heights, Ybor City, West Tampa, East Tampa, Riverview, and other submarkets of Hillsborough County.
How fast can 818 Capital close a apartment loan in Tampa?
Our typical close time for a Apartment & Multifamily Loans is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Tampa
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Apartment & Multifamily Loans in other markets
Ready to close your Tampa deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.