Tampa, FL · Bridge Loans
Bridge Loans in Tampa
Move fast when the deal demands it. Bridge in 10 days.
Why Tampa investors choose 818
Tampa has become the #1 Florida investor market for DSCR and fix-and-flip — strong rent growth, no state income tax, and population inflow that hasn't slowed. Seminole Heights, Ybor, and West Tampa lead value-add opportunity.
Our edge here: Our Tampa DSCR program closes in 18 days. Insurance quotes built into the underwrite up-front so you don't get surprised at closing.
Bridge Loans: Tampa terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Program details that apply in every market: Bridge Loans — national program page
Common questions — Tampa bridge loans
Does 818 Capital offer bridge loans in Tampa?
Yes. 818 Capital Partners is a direct private lender originating Bridge Loans for investor properties throughout Tampa and the greater Hillsborough County market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in Tampa?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What Tampa neighborhoods do you lend in?
We actively finance bridge loans across Seminole Heights, Ybor City, West Tampa, East Tampa, Riverview, and other submarkets of Hillsborough County.
How fast can 818 Capital close a bridge loan in Tampa?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Tampa
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your Tampa deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.