Funded$195,000Fix & FlipPensacola, FLFunded$203,000Fix & FlipBurleson, TXFunded$230,787Fix & FlipFort Worth, TXFunded$525,000Fix & FlipWashington, DCFunded$415,000Fix & FlipSilver Spring, MDFunded$490,000Fix & FlipWashington, DCFunded$720,000DSCR Cash-OutSt. Petersburg, FLFunded$385,000DSCR Cash-OutPigeon Forge, TNFunded$445,000DSCR Cash-OutNashville, TNFunded$3,150,000Multifamily AcquisitionFort Myers, FLFunded$978,000CommercialWhite Settlement, TXFunded$2,750,000Multifamily BridgeSilver Spring, MDFunded$957,900Fix & FlipEast Meadow, NYFunded$1,065,750Fix & FlipWashington, DCFunded$135,000DSCRCleveland, OHFunded$340,000DSCR R&TSandpoint, IDFunded$185,000DSCR Cash-OutSeneca Falls, NYFunded$560,000DSCR PurchaseGarfield, NJFunded$225,000DSCR PurchaseSeneca Falls, NYFunded$116,000DSCR R&TGrandview, MOFunded$195,000DSCR Cash-OutTulsa, OKFunded$425,000DSCR PurchaseWoodstock, NYFunded$390,000DSCR PurchaseWoodstock, NYFunded$285,000DSCR Cash-Out IOLawrenceville, GAFunded$275,000DSCRAlbuquerque, NMFunded$175,000DSCRLos Fresnos, TXFunded$1,150,000DSCROakland, CAFunded$365,000DSCRPortland, MEFunded$395,000DSCRLinden, NJFunded$825,000DSCR PurchaseSyosset, NYFunded$1,017,700Fix & FlipWashington, DCFunded$432,000Fix & FlipFalls Church, VAFunded$385,000Fix & FlipWashington, DCFunded$111,200Commercial BridgeCleveland, OHFunded$1,456,500Fix & FlipColleyville, TXFunded$759,750DSCR R&TSedona, AZ
(917) 993-9194

Maricopa County · Phoenix, AZ

Investment Property Loans in Phoenix, AZ

Phoenix remains one of the strongest DSCR markets in the country — SFR rentals in West Phoenix, Maryvale, and Glendale pencil at 7–9%+ gross yields, and STR regulation is relatively investor-friendly in Scottsdale and Tempe.

Our edge here: Fix-and-flip in Phoenix: 90% LTC, 75% ARV, 12-month terms, no income docs.

Property and project review

Financing considerations in Phoenix

These property categories reflect Phoenix locations in our deal history. The right structure depends on the current property, sponsor and business plan. A reviewed scenario does not by itself represent a funded transaction.

Mixed-use properties

Separate residential rents from commercial lease income. Identify each space’s legal use, occupancy, expense obligations and rollover dates before combining the cash flow in one financing model.

Prepare for the first review

  • Residential rent roll and commercial leases
  • Unit and space counts with approved uses
  • Expenses allocated across residential and commercial areas
  • Vacancy, repairs, tenant improvements and exit plan
Financing overview →Income and rent-roll playbook →

Retail, mixed-use & leased commercial

Read the leases before treating income as stable. Evaluate remaining lease term, reimbursement obligations, vacancy and the reserves required if a tenant leaves or a space needs improvements.

Prepare for the first review

  • Executed leases, amendments and tenant rent roll
  • Expense reimbursements and operating statements
  • Lease expirations, options and tenant improvements
  • Payoff, net proceeds and rollover reserve plan
Financing overview →NNN & single-tenant playbook →

Loan programs available in Phoenix

DSCR Rental Loans

30-year fixed. No personal DTI. Closes on property cash flow.

See Phoenix terms →

Fix & Flip Loans

Up to 90% LTC. 75% ARV. 12-month terms.

See Phoenix terms →

Short-Term Rental (STR) Loans

Underwritten on AirDNA revenue, not LTR shadow rents.

See Phoenix terms →

Apartment & Multifamily Loans

5+ unit apartment buildings. Bridge, value-add, and long-term.

See Phoenix terms →

Bridge Loans

Fast, flexible capital for time-sensitive acquisitions.

See Phoenix terms →

Ground-Up Construction Loans

Fund the build. Refinance into a DSCR on stabilization.

See Phoenix terms →

Nearby markets

All of ArizonaDallasAtlantaNashvilleCharlotteOrlando

Ready to close your Phoenix deal?

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