Los Angeles County · Los Angeles, CA
Investment Property Loans in Los Angeles
LA is a higher-ticket market where the deal math turns on structure: value-add multifamily recaps, bridge on 1031 clocks, and 2–4 unit plays threaded through city-specific rent-stabilization rules. Coastal title and insurance cycles run slower than inland — the close-day forecast has to price that in, not discover it in week four.
Our edge here: We underwrite LA and city-of-LA rent stabilization (RSO) separately from LA County stock — the DSCR on a stabilized fourplex is a different loan than the same building two blocks outside the boundary.
Loan programs available in Los Angeles
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
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Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
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Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
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Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
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Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
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Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
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