Los Angeles, CA · Fix & Flip Loans
Fix & Flip Loans in Los Angeles
Fund the purchase and rehab in one loan. 90% LTC, 75% ARV, close in 10–21 days.
Why Los Angeles investors choose 818
LA is a higher-ticket market where the deal math turns on structure: value-add multifamily recaps, bridge on 1031 clocks, and 2–4 unit plays threaded through city-specific rent-stabilization rules. Coastal title and insurance cycles run slower than inland — the close-day forecast has to price that in, not discover it in week four.
Our edge here: We underwrite LA and city-of-LA rent stabilization (RSO) separately from LA County stock — the DSCR on a stabilized fourplex is a different loan than the same building two blocks outside the boundary.
Fix & Flip Loans: Los Angeles terms
Term
6–18 month terms, interest-only
Leverage
Up to 90% LTC, 75% ARV
Credit minimum
660
Close time
10–21 days
Qualification
ARV and scope-of-work; liquidity ≥ 10% of loan
Ideal for
Active flippers running 1–10 projects a year, new flippers with one successful deal under their belt, investors rehabbing to refi into a DSCR (we pre-approve the exit), and BRRRR investors stacking flips into rentals.
Common questions — Los Angeles fix & flip loans
Does 818 Capital offer fix & flip loans in Los Angeles?
Yes. 818 Capital Partners is a direct private lender originating Fix & Flip Loans for investor properties throughout Los Angeles and the greater Los Angeles County market. Fund the purchase and rehab in one loan. 90% LTC, 75% ARV, close in 10–21 days.
What are typical fix & flip loan terms in Los Angeles?
6–18 month terms, interest-only. Up to 90% LTC, 75% ARV. Minimum credit score 660. Typical close time: 10–21 days. Qualification: ARV and scope-of-work; liquidity ≥ 10% of loan.
What Los Angeles neighborhoods do you lend in?
We actively finance fix & flip loans across Highland Park, Leimert Park, North Hollywood, San Pedro, El Sereno, and other submarkets of Los Angeles County.
How fast can 818 Capital close a fix & flip loan in Los Angeles?
Our typical close time for a Fix & Flip Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Los Angeles
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Fix & Flip Loans in other markets
Ready to close your Los Angeles deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.