Los Angeles, CA · Bridge Loans
Bridge Loans in Los Angeles
Move fast when the deal demands it. Bridge in 10 days.
Why Los Angeles investors choose 818
LA is a higher-ticket market where the deal math turns on structure: value-add multifamily recaps, bridge on 1031 clocks, and 2–4 unit plays threaded through city-specific rent-stabilization rules. Coastal title and insurance cycles run slower than inland — the close-day forecast has to price that in, not discover it in week four.
Our edge here: We underwrite LA and city-of-LA rent stabilization (RSO) separately from LA County stock — the DSCR on a stabilized fourplex is a different loan than the same building two blocks outside the boundary.
Bridge Loans: Los Angeles terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Common questions — Los Angeles bridge loans
Does 818 Capital offer bridge loans in Los Angeles?
Yes. 818 Capital Partners is a direct private lender originating Bridge Loans for investor properties throughout Los Angeles and the greater Los Angeles County market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in Los Angeles?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What Los Angeles neighborhoods do you lend in?
We actively finance bridge loans across Highland Park, Leimert Park, North Hollywood, San Pedro, El Sereno, and other submarkets of Los Angeles County.
How fast can 818 Capital close a bridge loan in Los Angeles?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Los Angeles
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your Los Angeles deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.