Inland Empire · San Bernardino, CA
Investment Property Loans in San Bernardino
San Bernardino is Southern California's yield market — logistics and warehouse employment anchor a deep workforce-renter base, and 2–4 unit prices run at a fraction of coastal LA. Flippers and buy-and-hold investors both work the same streets; the difference is the exit, and both need a lender who prices Inland Empire risk on data instead of headlines.
Our edge here: 88% LTC fix & flip with same-day draws after inspection, and a DSCR exit pre-modeled — built for the Inland Empire's rehab-to-rental pipeline.
Loan programs available in San Bernardino
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
See San Bernardino terms →
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
See San Bernardino terms →
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
See San Bernardino terms →
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
See San Bernardino terms →
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
See San Bernardino terms →
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
See San Bernardino terms →