Los Angeles, CA · Apartment & Multifamily Loans
Apartment & Multifamily Loans in Los Angeles
5+ unit deals need a lender who's closed them. We have.
Why Los Angeles investors choose 818
LA is a higher-ticket market where the deal math turns on structure: value-add multifamily recaps, bridge on 1031 clocks, and 2–4 unit plays threaded through city-specific rent-stabilization rules. Coastal title and insurance cycles run slower than inland — the close-day forecast has to price that in, not discover it in week four.
Our edge here: We underwrite LA and city-of-LA rent stabilization (RSO) separately from LA County stock — the DSCR on a stabilized fourplex is a different loan than the same building two blocks outside the boundary.
Apartment & Multifamily Loans: Los Angeles terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 75% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Common questions — Los Angeles apartment loans
Does 818 Capital offer apartment loans in Los Angeles?
Yes. 818 Capital Partners is a direct private lender originating Apartment & Multifamily Loans for investor properties throughout Los Angeles and the greater Los Angeles County market. 5+ unit deals need a lender who's closed them. We have.
What are typical apartment loan terms in Los Angeles?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 75% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Los Angeles neighborhoods do you lend in?
We actively finance apartment loans across Highland Park, Leimert Park, North Hollywood, San Pedro, El Sereno, and other submarkets of Los Angeles County.
How fast can 818 Capital close a apartment loan in Los Angeles?
Our typical close time for a Apartment & Multifamily Loans is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Los Angeles
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Apartment & Multifamily Loans in other markets
Ready to close your Los Angeles deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.