Bellevue, WA · Short-Term Rental (STR) Loans
Short-Term Rental (STR) Loans in Bellevue
Get the DSCR math you actually have — based on real short-term rental revenue.
Why Bellevue investors choose 818
Bellevue is the Eastside's premium rental market — Microsoft, Amazon, and the tech corridor keep vacancy near zero and rents at the top of the state. Entry prices compress cap rates, so deals here are appreciation-plus-durability plays: strong-credit tenants, long tenancies, and collateral that holds value through cycles.
Our edge here: Low-cap-rate, high-quality collateral needs reserve-backed DSCR flexibility, not an auto-decline — we structure Bellevue the way we structure Cary and Torrance: on rent depth and durability.
Short-Term Rental (STR) Loans: Bellevue terms
Term
30-year fixed, 10-year I/O, 5/1 ARM
Leverage
Up to 75% LTV purchase
Credit minimum
680
Close time
25–35 days
Qualification
STR DSCR ≥ 1.0 on AirDNA or verified operating history
Ideal for
STR investors tired of lenders using LTR rent comps that kill the deal, Airbnb hosts buying their 2nd–10th property, investors in regulated STR markets (Nashville, Austin, Orlando) who need a lender that understands the rule set.
Common questions — Bellevue STR loans
Does 818 Capital offer STR loans in Bellevue?
Yes. 818 Capital Partners is a direct private lender originating Short-Term Rental (STR) Loans for investor properties throughout Bellevue and the greater Eastside, King County market. Get the DSCR math you actually have — based on real short-term rental revenue.
What are typical STR loan terms in Bellevue?
30-year fixed, 10-year I/O, 5/1 ARM. Up to 75% LTV purchase. Minimum credit score 680. Typical close time: 25–35 days. Qualification: STR DSCR ≥ 1.0 on AirDNA or verified operating history.
What Bellevue neighborhoods do you lend in?
We actively finance STR loans across Downtown Bellevue, Crossroads, Lake Hills, Factoria, Eastgate, and other submarkets of Eastside, King County.
How fast can 818 Capital close a STR loan in Bellevue?
Our typical close time for a Short-Term Rental (STR) Loans is 25–35 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Bellevue
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Short-Term Rental (STR) Loans in other markets
Ready to close your Bellevue deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.