Bellevue, WA · DSCR Rental Loans
DSCR Rental Loans in Bellevue
Qualify your rental on the property, not your tax returns. Close in 21 days.
Why Bellevue investors choose 818
Bellevue is the Eastside's premium rental market — Microsoft, Amazon, and the tech corridor keep vacancy near zero and rents at the top of the state. Entry prices compress cap rates, so deals here are appreciation-plus-durability plays: strong-credit tenants, long tenancies, and collateral that holds value through cycles.
Our edge here: Low-cap-rate, high-quality collateral needs reserve-backed DSCR flexibility, not an auto-decline — we structure Bellevue the way we structure Cary and Torrance: on rent depth and durability.
DSCR Rental Loans: Bellevue terms
Term
30-year fixed, 5/1 and 7/1 ARM, interest-only available
Leverage
Up to 80% LTV purchase, 75% LTV refi
Credit minimum
660 (best pricing at 720+)
Close time
21–30 days
Qualification
Property DSCR ≥ 1.0 (some programs allow 0.75)
Ideal for
Buy-and-hold investors, self-employed borrowers whose tax returns hide income, LLCs holding multiple rentals, 1031 exchange buyers who need speed, and investors building a portfolio beyond the 10-loan Fannie cap.
Common questions — Bellevue DSCR loans
Does 818 Capital offer DSCR loans in Bellevue?
Yes. 818 Capital Partners is a direct private lender originating DSCR Rental Loans for investor properties throughout Bellevue and the greater Eastside, King County market. Qualify your rental on the property, not your tax returns. Close in 21 days.
What are typical DSCR loan terms in Bellevue?
30-year fixed, 5/1 and 7/1 ARM, interest-only available. Up to 80% LTV purchase, 75% LTV refi. Minimum credit score 660 (best pricing at 720+). Typical close time: 21–30 days. Qualification: Property DSCR ≥ 1.0 (some programs allow 0.75).
What Bellevue neighborhoods do you lend in?
We actively finance DSCR loans across Downtown Bellevue, Crossroads, Lake Hills, Factoria, Eastgate, and other submarkets of Eastside, King County.
How fast can 818 Capital close a DSCR loan in Bellevue?
Our typical close time for a DSCR Rental Loans is 21–30 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Bellevue
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
DSCR Rental Loans in other markets
Ready to close your Bellevue deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.