Bellevue, WA · Apartment & Multifamily Loans
Apartment & Multifamily Loans in Bellevue
5+ unit deals need a lender who's closed them. We have.
Why Bellevue investors choose 818
Bellevue is the Eastside's premium rental market — Microsoft, Amazon, and the tech corridor keep vacancy near zero and rents at the top of the state. Entry prices compress cap rates, so deals here are appreciation-plus-durability plays: strong-credit tenants, long tenancies, and collateral that holds value through cycles.
Our edge here: Low-cap-rate, high-quality collateral needs reserve-backed DSCR flexibility, not an auto-decline — we structure Bellevue the way we structure Cary and Torrance: on rent depth and durability.
Apartment & Multifamily Loans: Bellevue terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 80% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Program details that apply in every market: Apartment & Multifamily Loans — national program page · 2–4 unit or 5–20 unit building qualifying on rent? Multifamily DSCR loans
Common questions — Bellevue apartment loans
Does 818 Capital offer apartment loans in Bellevue?
Yes. 818 Capital Partners is a direct private lender originating Apartment & Multifamily Loans for investor properties throughout Bellevue and the greater Eastside, King County market. 5+ unit deals need a lender who's closed them. We have.
What are typical apartment loan terms in Bellevue?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 80% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Bellevue neighborhoods do you lend in?
We actively finance apartment loans across Downtown Bellevue, Crossroads, Lake Hills, Factoria, Eastgate, and other submarkets of Eastside, King County.
How fast can 818 Capital close a apartment loan in Bellevue?
Our typical close time for a Apartment & Multifamily Loans is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Bellevue
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Apartment & Multifamily Loans in other markets
Ready to close your Bellevue deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.