Westchester County, NY · Bridge Loans
Bridge Loans in Westchester County
Move fast when the deal demands it. Bridge in 10 days.
Why Westchester County investors choose 818
Westchester 2–4 unit and small multifamily is where NYC investors cash in appreciation and redeploy into cash-flow. Yonkers, New Rochelle, Mount Vernon, and White Plains each have distinct rent and price dynamics requiring tailored DSCR structures.
Our edge here: Our Westchester DSCR underwriting uses actual Zillow rent-comp data and municipal-specific tax snapshots — not national black-box averages.
Bridge Loans: Westchester County terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Common questions — Westchester County bridge loans
Does 818 Capital offer bridge loans in Westchester County?
Yes. 818 Capital Partners arranges Bridge Loans for investor properties throughout Westchester County and the greater Westchester County market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in Westchester County?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What Westchester County neighborhoods do you lend in?
We actively finance bridge loans across Yonkers, New Rochelle, Mount Vernon, White Plains, Port Chester, and other submarkets of Westchester County.
How fast can 818 Capital close a bridge loan in Westchester County?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Westchester County
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your Westchester County deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.