Funded$195,000Fix & FlipPensacola, FLFunded$203,000Fix & FlipBurleson, TXFunded$230,787Fix & FlipFort Worth, TXFunded$525,000Fix & FlipWashington, DCFunded$415,000Fix & FlipSilver Spring, MDFunded$490,000Fix & FlipWashington, DCFunded$720,000DSCR Cash-OutSt. Petersburg, FLFunded$385,000DSCR Cash-OutPigeon Forge, TNFunded$445,000DSCR Cash-OutNashville, TNFunded$3,150,000Multifamily AcquisitionFort Myers, FLFunded$978,000CommercialWhite Settlement, TXFunded$2,750,000Multifamily BridgeSilver Spring, MDFunded$957,900Fix & FlipEast Meadow, NYFunded$1,065,750Fix & FlipWashington, DCFunded$135,000DSCRCleveland, OHFunded$340,000DSCR R&TSandpoint, IDFunded$185,000DSCR Cash-OutSeneca Falls, NYFunded$560,000DSCR PurchaseGarfield, NJFunded$225,000DSCR PurchaseSeneca Falls, NYFunded$116,000DSCR R&TGrandview, MOFunded$195,000DSCR Cash-OutTulsa, OKFunded$425,000DSCR PurchaseWoodstock, NYFunded$390,000DSCR PurchaseWoodstock, NYFunded$285,000DSCR Cash-Out IOLawrenceville, GAFunded$275,000DSCRAlbuquerque, NMFunded$175,000DSCRLos Fresnos, TXFunded$1,150,000DSCROakland, CAFunded$365,000DSCRPortland, MEFunded$395,000DSCRLinden, NJFunded$825,000DSCR PurchaseSyosset, NYFunded$1,017,700Fix & FlipWashington, DCFunded$432,000Fix & FlipFalls Church, VAFunded$385,000Fix & FlipWashington, DCFunded$111,200Commercial BridgeCleveland, OHFunded$1,456,500Fix & FlipColleyville, TXFunded$759,750DSCR R&TSedona, AZ
(917) 993-9194

Hudson County · Jersey City, NJ

Investment Property Loans in Jersey City, NJ

Jersey City and the Hudson County waterfront rival Brooklyn on price but beat it on yield in the Journal Square and Greenville submarkets. Investor activity is surging in 2–4 unit value-add and condo-to-rent conversions near Path stations.

Our edge here: NJ prepayment-penalty law (2026) changes the math on most DSCR loans — we structure around it and get borrowers the flexibility to refinance.

Property and project review

Financing considerations in Jersey City

These property categories reflect Jersey City locations in our deal history. The right structure depends on the current property, sponsor and business plan. A reviewed scenario does not by itself represent a funded transaction.

Rental property & DSCR

Start with the actual lease, current property expenses and the proposed payment. A refinance also needs the existing payoff, seasoning and a clear use of proceeds.

Prepare for the first review

  • Current leases and payment history
  • Tax bill, insurance quote and association charges
  • Purchase contract or current mortgage payoff
  • Entity documents and liquidity evidence
Financing overview →DSCR playbook →

Loan programs available in Jersey City

DSCR Rental Loans

30-year fixed. No personal DTI. Closes on property cash flow.

See Jersey City terms →

Fix & Flip Loans

Up to 90% LTC. 75% ARV. 12-month terms.

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Short-Term Rental (STR) Loans

Underwritten on AirDNA revenue, not LTR shadow rents.

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Apartment & Multifamily Loans

5+ unit apartment buildings. Bridge, value-add, and long-term.

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Bridge Loans

Fast, flexible capital for time-sensitive acquisitions.

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Ground-Up Construction Loans

Fund the build. Refinance into a DSCR on stabilization.

See Jersey City terms →

Nearby markets

All of New JerseyMiamiTampaPhoenixDallasAtlanta

Ready to close your Jersey City deal?

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