Phoenix, AZ · Bridge Loans
Bridge Loans in Phoenix
Move fast when the deal demands it. Bridge in 10 days.
Why Phoenix investors choose 818
Phoenix remains one of the strongest DSCR markets in the country — SFR rentals in West Phoenix, Maryvale, and Glendale pencil at 7–9%+ gross yields, and STR regulation is relatively investor-friendly in Scottsdale and Tempe.
Our edge here: Fix-and-flip in Phoenix: 90% LTC, 75% ARV, 12-month terms, no income docs.
Bridge Loans: Phoenix terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Program details that apply in every market: Bridge Loans — national program page
Common questions — Phoenix bridge loans
Does 818 Capital offer bridge loans in Phoenix?
Yes. 818 Capital Partners is a direct private lender originating Bridge Loans for investor properties throughout Phoenix and the greater Maricopa County market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in Phoenix?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What Phoenix neighborhoods do you lend in?
We actively finance bridge loans across Maryvale, Glendale, Scottsdale, Tempe, Mesa, Chandler, and other submarkets of Maricopa County.
How fast can 818 Capital close a bridge loan in Phoenix?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Phoenix
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your Phoenix deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.