Phoenix, AZ · Multifamily Bridge & Permanent
Multifamily Bridge & Permanent in Phoenix
5+ unit deals need a broker who's closed them. We have.
Why Phoenix investors choose 818
Phoenix remains one of the strongest DSCR markets in the country — SFR rentals in West Phoenix, Maryvale, and Glendale pencil at 7–9%+ gross yields, and STR regulation is relatively investor-friendly in Scottsdale and Tempe.
Our edge here: Fix-and-flip in Phoenix: 90% LTC, 75% ARV, 12-month terms, no income docs.
Multifamily Bridge & Permanent: Phoenix terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 75% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Common questions — Phoenix multifamily loans
Does 818 Capital offer multifamily loans in Phoenix?
Yes. 818 Capital Partners arranges Multifamily Bridge & Permanent for investor properties throughout Phoenix and the greater Maricopa County market. 5+ unit deals need a broker who's closed them. We have.
What are typical multifamily loan terms in Phoenix?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 75% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Phoenix neighborhoods do you lend in?
We actively finance multifamily loans across Maryvale, Glendale, Scottsdale, Tempe, Mesa, Chandler, and other submarkets of Maricopa County.
How fast can 818 Capital close a multifamily loan in Phoenix?
Our typical close time for a Multifamily Bridge & Permanent is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Phoenix
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Multifamily Bridge & Permanent in other markets
Ready to close your Phoenix deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.