Nashville, TN · Short-Term Rental (STR) Loans
Short-Term Rental (STR) Loans in Nashville
Get the DSCR math you actually have — based on real short-term rental revenue.
Why Nashville investors choose 818
Nashville investor demand keeps outrunning inventory — STR in East Nashville and Germantown, DSCR rentals in Madison and Antioch, and rehab-to-rent across Donelson. Tennessee's non-income-tax structure is a DSCR tailwind.
Our edge here: Nashville STR underwriting on verified AirDNA revenue — not LTR shadow rents. Investor-grade DSCR, not a LendingTree estimate.
Short-Term Rental (STR) Loans: Nashville terms
Term
30-year fixed, 10-year I/O, 5/1 ARM
Leverage
Up to 75% LTV purchase
Credit minimum
680
Close time
25–35 days
Qualification
STR DSCR ≥ 1.0 on AirDNA or verified operating history
Ideal for
STR investors tired of lenders using LTR rent comps that kill the deal, Airbnb hosts buying their 2nd–10th property, investors in regulated STR markets (Nashville, Austin, Orlando) who need a lender that understands the rule set.
Common questions — Nashville STR loans
Does 818 Capital offer STR loans in Nashville?
Yes. 818 Capital Partners arranges Short-Term Rental (STR) Loans for investor properties throughout Nashville and the greater Davidson County market. Get the DSCR math you actually have — based on real short-term rental revenue.
What are typical STR loan terms in Nashville?
30-year fixed, 10-year I/O, 5/1 ARM. Up to 75% LTV purchase. Minimum credit score 680. Typical close time: 25–35 days. Qualification: STR DSCR ≥ 1.0 on AirDNA or verified operating history.
What Nashville neighborhoods do you lend in?
We actively finance STR loans across East Nashville, Germantown, Madison, Antioch, Donelson, and other submarkets of Davidson County.
How fast can 818 Capital close a STR loan in Nashville?
Our typical close time for a Short-Term Rental (STR) Loans is 25–35 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Nashville
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Short-Term Rental (STR) Loans in other markets
Ready to close your Nashville deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.