Nashville, TN · Ground-Up Construction Loans
Ground-Up Construction Loans in Nashville
Fund land, build, and long-term refi in one seamless loan.
Why Nashville investors choose 818
Nashville investor demand keeps outrunning inventory — STR in East Nashville and Germantown, DSCR rentals in Madison and Antioch, and rehab-to-rent across Donelson. Tennessee's non-income-tax structure is a DSCR tailwind.
Our edge here: Nashville STR underwriting on verified AirDNA revenue — not LTR shadow rents. Investor-grade DSCR, not a LendingTree estimate.
Ground-Up Construction Loans: Nashville terms
Term
12–24 month construction, converts to 30-year DSCR
Leverage
Up to 85% LTC, 70% LTV on completion
Credit minimum
680
Close time
30–45 days
Qualification
Pro-forma DSCR + sponsor build experience
Ideal for
Developers building 1–20 unit ground-up spec, BRRRR investors building instead of buying existing stock, and infill builders with approved permits.
Common questions — Nashville construction loans
Does 818 Capital offer construction loans in Nashville?
Yes. 818 Capital Partners arranges Ground-Up Construction Loans for investor properties throughout Nashville and the greater Davidson County market. Fund land, build, and long-term refi in one seamless loan.
What are typical construction loan terms in Nashville?
12–24 month construction, converts to 30-year DSCR. Up to 85% LTC, 70% LTV on completion. Minimum credit score 680. Typical close time: 30–45 days. Qualification: Pro-forma DSCR + sponsor build experience.
What Nashville neighborhoods do you lend in?
We actively finance construction loans across East Nashville, Germantown, Madison, Antioch, Donelson, and other submarkets of Davidson County.
How fast can 818 Capital close a construction loan in Nashville?
Our typical close time for a Ground-Up Construction Loans is 30–45 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Nashville
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Multifamily Bridge & Permanent
5+ unit properties. Bridge, value-add, and long-term.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans in other markets
Ready to close your Nashville deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.