Queens, NY · Apartment & Multifamily Loans
Apartment & Multifamily Loans in Queens
5+ unit deals need a lender who's closed them. We have.
Why Queens investors choose 818
Queens remains the last NYC borough where 2–4 unit investor deals pencil at scale — Astoria, Jackson Heights, Elmhurst, and Flushing all show 5.5–7%+ gross yields. The catch: mixed-use properties (storefront + residential) require a lender who underwrites both the commercial NOI and the residential DSCR correctly.
Our edge here: Queens mixed-use and 5–9 unit deals are our sweet spot. We blend DSCR and small-balance multifamily products when traditional lenders can't.
Apartment & Multifamily Loans: Queens terms
Term
2-year bridge through 30-year permanent
Leverage
Up to 80% LTV (agency), 75% LTC (bridge)
Credit minimum
Sponsor experience-driven, 680+ typical
Close time
45–75 days
Qualification
Property NOI + sponsor track record
Ideal for
Small multifamily investors stepping up from 2–4 unit, syndicators raising capital who need a reliable debt quote, 1031 exchange buyers targeting multifamily, and bridge-to-perm rehab plays.
Common questions — Queens apartment loans
Does 818 Capital offer apartment loans in Queens?
Yes. 818 Capital Partners is a direct private lender originating Apartment & Multifamily Loans for investor properties throughout Queens and the greater Queens County market. 5+ unit deals need a lender who's closed them. We have.
What are typical apartment loan terms in Queens?
2-year bridge through 30-year permanent. Up to 80% LTV (agency), 75% LTC (bridge). Minimum credit score Sponsor experience-driven, 680+ typical. Typical close time: 45–75 days. Qualification: Property NOI + sponsor track record.
What Queens neighborhoods do you lend in?
We actively finance apartment loans across Astoria, Jackson Heights, Flushing, Ridgewood, Forest Hills, and other submarkets of Queens County.
How fast can 818 Capital close a apartment loan in Queens?
Our typical close time for a Apartment & Multifamily Loans is 45–75 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Queens
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Apartment & Multifamily Loans in other markets
Ready to close your Queens deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.