San Bernardino, CA · Bridge Loans
Bridge Loans in San Bernardino
Move fast when the deal demands it. Bridge in 10 days.
Why San Bernardino investors choose 818
San Bernardino is Southern California's yield market — logistics and warehouse employment anchor a deep workforce-renter base, and 2–4 unit prices run at a fraction of coastal LA. Flippers and buy-and-hold investors both work the same streets; the difference is the exit, and both need a lender who prices Inland Empire risk on data instead of headlines.
Our edge here: 88% LTC fix & flip with same-day draws after inspection, and a DSCR exit pre-modeled — built for the Inland Empire's rehab-to-rental pipeline.
Bridge Loans: San Bernardino terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Common questions — San Bernardino bridge loans
Does 818 Capital offer bridge loans in San Bernardino?
Yes. 818 Capital Partners is a direct private lender originating Bridge Loans for investor properties throughout San Bernardino and the greater Inland Empire market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in San Bernardino?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What San Bernardino neighborhoods do you lend in?
We actively finance bridge loans across North San Bernardino, Del Rosa, University District, Verdemont, and other submarkets of Inland Empire.
How fast can 818 Capital close a bridge loan in San Bernardino?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in San Bernardino
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your San Bernardino deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.