Seattle, WA · Bridge Loans
Bridge Loans in Seattle
Move fast when the deal demands it. Bridge in 10 days.
Why Seattle investors choose 818
Seattle is a higher-ticket, appreciation-forward market where value-add multifamily and townhome plays dominate. Tech employment keeps rents climbing, but the city's regulatory environment demands underwriting that reads local rules correctly — and the Peninsula's STR pods run an entirely different playbook from the metro core.
Our edge here: We price the Seattle metro and the Olympic Peninsula at different tempos and underwrite them separately — one credit box does not fit both.
Bridge Loans: Seattle terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Program details that apply in every market: Bridge Loans — national program page
Common questions — Seattle bridge loans
Does 818 Capital offer bridge loans in Seattle?
Yes. 818 Capital Partners is a direct private lender originating Bridge Loans for investor properties throughout Seattle and the greater King County market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in Seattle?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What Seattle neighborhoods do you lend in?
We actively finance bridge loans across Ballard, Beacon Hill, Columbia City, Lake City, West Seattle, and other submarkets of King County.
How fast can 818 Capital close a bridge loan in Seattle?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Seattle
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your Seattle deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.