Durham County · Durham, NC
Investment Property Loans in Durham
Durham pairs Research Triangle employment with university-anchored rental demand from Duke and NCCU. East Durham and Old East Durham are active value-add corridors, downtown-adjacent infill keeps builders busy, and Southpoint draws the newer SFR rental cohort. Yields still pencil ahead of Raleigh, and NC's landlord-friendly framework keeps DSCRs resilient.
Our edge here: Infill construction with phase-draws against the GC contract, plus a DSCR exit pre-modeled at closing — built for Durham's value-add-to-rental pipeline.
Loan programs available in Durham
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
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Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
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Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
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Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
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Bridge Loans
Fast, flexible capital for time-sensitive acquisitions.
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Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
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