Concord, CA · Bridge Loans
Bridge Loans in Concord
Move fast when the deal demands it. Bridge in 10 days.
Why Concord investors choose 818
Concord is the East Bay's value play — BART-connected workforce housing where 2–4 unit and small-multifamily yields still pencil while core Oakland and Walnut Creek price out. The renter base commutes into the inner Bay; the investor base buys cash flow the coastal submarkets stopped producing years ago.
Our edge here: Bridge-to-DSCR on East Bay value-add is our most-used structure here — acquire fast, stabilize, and refinance into the 30-year without a second close.
Bridge Loans: Concord terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Common questions — Concord bridge loans
Does 818 Capital offer bridge loans in Concord?
Yes. 818 Capital Partners is a direct private lender originating Bridge Loans for investor properties throughout Concord and the greater Contra Costa County, East Bay market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in Concord?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What Concord neighborhoods do you lend in?
We actively finance bridge loans across Downtown Concord, Monument Corridor, Clayton Valley, West Concord, and other submarkets of Contra Costa County, East Bay.
How fast can 818 Capital close a bridge loan in Concord?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Concord
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your Concord deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.