Cape Coral, FL · Bridge Loans
Bridge Loans in Cape Coral
Move fast when the deal demands it. Bridge in 10 days.
Why Cape Coral investors choose 818
Cape Coral is 120 square miles of pre-platted lots and canal-front SFR — the largest infill construction canvas in Florida, layered with STR and seasonal-rental demand across the Yacht Club and SW Cape. The underwriting reality post-2022 is insurance: wind and flood premiums decide whether a deal cash-flows, so DSCR math here has to start from a real quote, not a placeholder.
Our edge here: We underwrite Cape Coral with real insurance quotes in the DSCR and AirDNA-backed STR revenue — and our construction product fits the infill-lot build math.
Bridge Loans: Cape Coral terms
Term
6–24 month terms, interest-only
Leverage
Up to 75% LTV, 80% LTC on value-add
Credit minimum
660
Close time
10–21 days
Qualification
Asset-based underwriting + exit strategy
Ideal for
Auction buyers, 1031 investors on a clock, value-add sponsors needing to close before starting the business plan, and investors whose equity is tied up in a pending sale.
Common questions — Cape Coral bridge loans
Does 818 Capital offer bridge loans in Cape Coral?
Yes. 818 Capital Partners is a direct private lender originating Bridge Loans for investor properties throughout Cape Coral and the greater Lee County market. Move fast when the deal demands it. Bridge in 10 days.
What are typical bridge loan terms in Cape Coral?
6–24 month terms, interest-only. Up to 75% LTV, 80% LTC on value-add. Minimum credit score 660. Typical close time: 10–21 days. Qualification: Asset-based underwriting + exit strategy.
What Cape Coral neighborhoods do you lend in?
We actively finance bridge loans across SW Cape / Pelican, Yacht Club, SE Cape Coral, NW Cape Coral, and other submarkets of Lee County.
How fast can 818 Capital close a bridge loan in Cape Coral?
Our typical close time for a Bridge Loans is 10–21 days. On urgent deals we've closed faster — ask for a same-day term sheet.
Other loan programs in Cape Coral
DSCR Rental Loans
30-year fixed. No personal DTI. Closes on property cash flow.
Fix & Flip Loans
Up to 90% LTC. 75% ARV. 12-month terms.
Short-Term Rental (STR) Loans
Underwritten on AirDNA revenue, not LTR shadow rents.
Apartment & Multifamily Loans
5+ unit apartment buildings. Bridge, value-add, and long-term.
Ground-Up Construction Loans
Fund the build. Refinance into a DSCR on stabilization.
Bridge Loans in other markets
Ready to close your Cape Coral deal?
Submit a scenario. We\'ll come back with a real term sheet — not a teaser rate — within 24 hours.