Closings &
Case Studies

A 33-unit, 2023-built multifamily most lenders would only touch as 10%+ bridge debt — placed instead as a permanent bank acquisition loan at 6.65%, with $70,250 in seller credits negotiated and a 12-month interest-only runway to lease up. Bought below replacement cost with rents well under market — clear value-add upside as leases roll. Projected stabilized NOI: $280K–$340K. Figures illustrative; every deal varies.

A $978,000 commercial value-add loan at 6.32% — a genuinely low rate for small-balance commercial in 2026. Permanent financing on conservative leverage kept pricing sharp for this sponsor. Written at a conservative 57.5% of after-repair value (65% max) against a $1.9M ARV. This was the borrower's first commercial deal with us — his fourth funded loan in four months, after a $203K flip, a second flip, and a $1.46M rebuild. Figures reflect this specific transaction; every deal varies.

A $2.75M transitional multifamily bridge on a 26-unit Silver Spring asset — bridge-to-perm underwriting on the business plan and takeout, including navigation of a county subordinate / regulatory-agreement component that would stall a conventional desk. Market-rate multifamily in the DC suburbs, not a subsidy program. The structure preserved the sponsor's existing county relationship while funding the senior bridge needed to close. Full narrative at the deal report. Figures reflect this transaction; every deal varies.

A $19.5M hospitality bridge in closing on a full-service hotel in Hauppauge — the kind of execution that usually stalls because the asset needs a lender comfortable underwriting operating income rather than just bricks. Full-service hospitality carries a different risk profile than the rest of this page: revenue moves with occupancy, rate, and the quality of the operator, and the capital stack has to survive a repositioning period. This is written as bridge debt against in-place performance, with permanent financing already in motion behind it — the full story gets told when the second leg closes. In-closing figures are expected loan amounts, not a commitment until funded; every deal varies.

Cleveland small-balance commercial acquisition in the E 69th / Kinsman corridor — part of the broader East Side industrial-to-mixed-use repositioning trend. Cleveland's cost basis for commercial properties remains 40–60% below Midwest peer cities. At 70% LTV, bridge execution provides speed advantage over agency and CMBS while the sponsor stabilizes operations and tenant mix. Cap rate compression opportunity: acquire at 9–11% going-in, exit at 7.5–8.5% on stabilized NOI. 12–18 month hold to permanent financing.