
Closed Deal · #11
Commercial / Industrial Flex in White Settlement, TX — Commercial
$978,000 · Permanent
Deal terms
- Property type
- Commercial / Industrial Flex
- Location
- White Settlement, TX
- Loan type
- Commercial
- Program
- Permanent
- Leverage
- 57.5% ARV
- Rate
- 6.32%
- Deal value
- $978,000
How we structured it
A $978,000 commercial value-add loan at 6.32% — a genuinely low rate for small-balance commercial in 2026. Permanent financing on conservative leverage kept pricing sharp for this sponsor.
Written at a conservative 57.5% of after-repair value (65% max) against a $1.9M ARV. This was the borrower's first commercial deal with us — his fourth funded loan in four months, after a $203K flip, a second flip, and a $1.46M rebuild. Figures reflect this specific transaction; every deal varies.
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